Find the Best Used Car in Waco
Aside from its famous national parks and the Waco Mammoth National Monument, Waco draws visitors for another reason: PAACO’s well-renowned used car lot! Our location just off 35 and east of Lake Waco makes us easy to find – come check out our large selection of high quality used cars. Don’t miss out on an opportunity to find your dream used car in Waco while having an enjoyable buying experience at PAACO!
Financing: How to Start the Process
For over 24 years, PAACO has been helping good people get the transportation they need and deserve. We strongly believe that our customers deserve respect, regardless of past credit challenges or other financial hardships.
We’ve made finding and financing a used car in Waco easier; when you visit PAACO’s used car lot in Waco, we offer an instant pre-approval process that’s all done in-house. That’s right, no more worrying about banks or third parties – when it comes to financing your dream car, our goal is to make the process easy for you.
Have you have been turned down by a car dealership? Stop by any one of our 11 dealerships – PAACO has been helping customers finance high quality used cars for over 24 years!
Here at PAACO, we treat our customers with the utmost respect, hence our loyal customer base and our overall success. Our customers have made us their #1 choice, and we will continue to make them #1 by giving them the “yes” they need! We know that in today’s market, consumers have choices – we are honored that so many have given us the opportunity to earn their business.
Stop by anytime; the PAACO family is always happy to offer our assistance and answer your questions. Your happiness is important to us! Let us help you find the used vehicle you’ve been dreaming of.
I want to buy a used car; how do I know it will be roadworthy?
It is usually cheaper to purchase a secondhand car, since the value of a new vehicle depreciates quickly – as soon as you drive it off the lot, in fact. You should always personally check if a used vehicle is roadworthy before you purchase. For starters, you should never buy a used car without taking it for a test drive at least once. You may not notice every single problem, but the worst issues can become evident almost immediately.
Be sure to request all documentation related to the vehicle, including a car report that details how many owners the vehicle has had, any and all accidents the vehicle has been involved in, and whatever repair work the used dealership or garage has completed. Such information should be readily available to a used car buyer. Take some time to research the exact vehicle you are buying.
How do the finance options work?
When it comes to buying a used vehicle, you have two financing options available: direct lending and dealership financing. Direct lending requires receiving a monetary loan directly from a bank, finance institution, or credit union. In order to receive the loan, you must agree to repay the entire amount, plus interest and finance charges, over a period of time. Keep in mind that you enter into a contract to repay the loan amount.
As for dealership financing, you and the car dealer enter into an agreement. Again, you will repay the amount of the vehicle over a specified period of time. The amount financed also includes a finance charge, so be sure to have the contract in print and read through everything. When it comes to financing, it is recommended to shop around before making a firm decision. Consider offers from several sources before purchasing the vehicle.